Who We Cover

Insurance for Catholic Parishes & Dioceses

Historic buildings, parish schools, and diocesan governance structures all call for carriers experienced with Catholic institutions.

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Catholic organizations face distinct insurance needs: historic and architecturally significant buildings, parish schools and religious education programs, large festivals, and diocesan governance structures. We work with carriers experienced in serving Catholic institutions.

We understand that parish insurance decisions often involve coordination with the diocese, and we work alongside your finance council and diocesan risk office to fill gaps without duplicating coverage.

What We Insure

Parish property comes in many forms, and much of it is irreplaceable, historic, or central to worship life.

Parish churches, rectories, convents, and halls
Parochial schools and early childhood programs
Statues, altars, artwork, and irreplaceable furnishings
Parish festivals, fish fries, and fundraising events
Cemeteries and other parish-owned property

Coordination with Diocesan Programs

Some coverage may be provided at the diocesan level. We help parishes understand what the diocese covers, identify gaps, and insure exposures that fall to the parish — so nothing is double-paid and nothing is missed.

Coverages we typically recommend

Church Property Insurance Covers historic sanctuaries, rectories, and irreplaceable furnishings and artwork.General Liability Insurance for Churches Protects against injury claims at Masses, festivals, and fish fries.Abuse & Molestation Coverage Critical coverage for parish schools, religious education, and youth ministry.Workers' Compensation for Churches Covers lay staff, maintenance workers, and school employees.Directors & Officers Insurance for Religious Organizations Protects finance councils and parish leadership from governance-related claims.Cyber Liability Insurance for Churches Guards parish and school records and online giving systems.

Catholic Parishes Insurance — FAQs

Does the diocese already cover our parish?

Many dioceses provide some level of property or liability coverage, but the scope varies widely. We review your diocesan program alongside your parish's own exposures to find and fill any gaps.

Can we insure statues, artwork, and historic furnishings?

Yes — these items often need to be scheduled individually with appraised values, since standard property limits may not reflect their true replacement cost.

Are parish festivals and fundraisers covered under our general policy?

Not always automatically. Large annual events like festivals or fish fries sometimes require additional event liability coverage, which we can add for the specific dates involved.

Do parish schools need separate coverage from the church?

Parochial schools typically need coverage coordinated with, but distinct from, the parish policy, especially for educators legal liability and student accident coverage.

We compare the church specialists

Your application is compared across carriers including:

NEXT Insurance
Penn-America
Scottsdale Insurance
Simply Business
NEXT Insurance
Penn-America
Scottsdale Insurance
Simply Business

Carrier names and logos are the property of their respective owners and are shown for identification purposes only. US Church Insure is an independent agency and is not affiliated with, endorsed by, or sponsored by any carrier shown. Market availability varies by state, faith tradition, building type, and loss history.

Ready to compare coverage for your parish?

One short application. We shop the specialist church carriers and a licensed agent walks you through the differences — no obligation.

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Catholic Parishes insurance

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