Every faith. Every size. One comparison.
Protect what your congregation has built.
One application, compared across the A-rated carriers we quote for houses of worship. Every faith. Every size.
No obligation. Quotes are estimates, not offers of insurance — nothing is bound until a licensed agent confirms it in writing.
Compared across
The carriers that specialize in houses of worship
Carriers quoted through our agency
Your application is quoted quietly through our agency across the A-rated markets that write houses of worship.
- NEXT Insurance
- Penn-America
- Scottsdale Insurance
- Simply Business
- NEXT Insurance
- Penn-America
- Scottsdale Insurance
- Simply Business
Carrier names and logos are the property of their respective owners and are shown for identification purposes only. US Church Insure is an independent agency and is not affiliated with, endorsed by, or sponsored by any carrier shown. Market availability varies by state, faith tradition, building type, and loss history.
Already insured?
Free Coverage Review
Send us your current declarations page and we'll read it line by line — property valuation, abuse and molestation limits, deductibles, and the endorsements most congregations don't know they're missing. No cost, no obligation, no pressure to move carriers.
Coverages
The six coverages that carry a congregation
Select one line or a full program in a single application. We only ask the questions the coverages you picked actually require.
How it works
Three steps to a real comparison
Most congregations renew with the same carrier for a decade because comparing is a chore. Here's what happens when an independent agency does it for you.
Tell us about your congregation
One short application — about five minutes. Attendance, buildings, employees, and the programs you run. You answer each question once instead of repeating yourself to three different carrier websites.
We put multiple A-rated markets in competition
Your application is quoted through our agency across multiple A-rated markets — specialist and standard — and they compete for your congregation's business.
A church specialist walks you through it
You see premium, limits, deductibles, and the coverage differences that matter — especially abuse and molestation limits, which vary enormously between carriers. Nothing is bound until you say so.
Who we cover
Every faith. Every size.
From a 40-member rural chapel to a multi-campus parish with a school and a fleet of vans, we place coverage for houses of worship across every tradition.
Why an independent agency
Comparison beats loyalty
Any single carrier can show you exactly one quote and one set of rates. None of them will tell you when another market is a better fit for your congregation. That's our job — one application, compared across multiple A-rated carriers.
One carrier can't compare itself
A captive church agent has exactly one program to sell you, and one set of rates. We put your congregation in front of several specialist carriers and let them compete — which is where the savings and the better abuse limits actually come from.
We read the abuse & molestation endorsement
It's the coverage most likely to end a ministry and the one most likely to be quietly sublimited. We compare limits, whether defense costs erode them, and how each carrier handles allegations from prior years.
We speak church, not just insurance
Volunteer labor, donated buildings, pastoral counseling, mission trips, food pantries, fellowship halls rented to the community — these are the exposures that generate claims, and they don't appear on a generic business application.
A named specialist all year
The person who places your coverage is the person you call for a certificate, a new van, a building project, or the day something goes wrong.
Our service standard
The experience we build for every congregation
These are the commitments we make on every placement. Client reviews coming soon.
A comparison your board can approve in one meeting
Premium, limits, deductibles, and the coverage differences that matter, laid out side by side on one page instead of three carrier PDFs.
Explain your parish, school, and rectory once — not three times
One application covers every building, program, and vehicle. You answer each question a single time and we carry it to every carrier.
Small congregations get the same comparison as megachurches
An 80-family congregation gets the same specialist markets, the same review of what you don't need, and the same named agent all year.
See what your congregation could be paying
One short application. We compare the specialist church carriers and a licensed specialist walks you through the differences — free, with no obligation.
Mon – Fri, 8:00am – 6:00pm CT
Not ready for a quote? Get a free coverage review